Dental Payment Plans
Simple, Flexible Dental Payment Options for Every Smile
At Charm Dental Care, we believe cost should never come between you and a healthy smile. If you have dental insurance, need a flexible payment plan, or just have questions about your options, we’re here to help. Our dental team works with you every step of the way to make high-quality dental care simple, affordable, and stress-free in Houston, Texas.
Flexible Financing for Everyday Dental Needs
Sunbit makes it simple to pay for dental treatments over time. With a quick, soft credit check that won’t affect your score, you can get approved in 30 seconds for flexible monthly payment plans. Choose from 3-, 6-, or 12-month options with no hidden fees.
- Quick approvals with no hard credit check
- No late fees or surprises
- High approval rates, even for those with less-than-perfect credit
- Apply in-office or online
Split Your Payment, Not Your Smile
Cherry Payment allows you to split your dental treatment costs into smaller, manageable monthly payments. Apply in seconds and see how much you’re approved for—without impacting your credit score.
- No hard credit check
- Zero to low APR options
- Flexible terms from 3 to 24 months
- Simple and transparent application process
The Health & Wellness Credit Card
CareCredit is a specialized credit card that can be used exclusively for healthcare expenses, including dental treatments. With promotional financing options available, it’s a trusted solution used by millions of patients nationwide.
- 6 to 24-month promotional financing options on qualifying purchases
- Use it for future dental needs as well
- Accepted at thousands of providers nationwide
- Subject to credit approval
For Bigger Smiles and Bigger Procedures
Proceed Finance offers long-term, affordable payment options specifically designed for larger dental procedures, including implants and full-mouth restorations. Their high loan amounts and extended terms make them ideal for comprehensive treatments.
- Loans up to $75,000
- Extended terms up to 96 months
- Low fixed interest rates
- No prepayment penalties
Designed for Your Lifestyle and Dental Health
Alphaeon Credit offers patients a way to finance elective dental procedures with credit lines and promotional plans tailored for healthcare needs. Enjoy the flexibility to pay overtime with convenient monthly payments.
- Special financing options are not always available with traditional credit cards
- Wide range of procedures covered
- Quick and easy application
- Ideal for cosmetic and elective treatments
Frequently Asked Questions
Yes, we accept most major PPO dental insurance plans. Our front desk team is happy to check your benefits, explain what’s covered, and file claims on your behalf — so you don’t have to worry about the paperwork.
Charm Dental Care offer Dental Payment plans by Sunbit, Cherry, CareCredit, Proceed Finance, and Alphaeon Credit.
Cherry offers a buy now, pay later dental plan making it fast and easy to pay for health and wellness purchases over time.
That’s completely okay. We offer flexible payment plans and financing options to make sure you still get the care you need. Just ask our team, and we’ll help you find a solution that fits your budget.
Yes! We partner with trusted third-party financing providers like CareCredit® to offer monthly payment plans — perfect for larger treatments or cosmetic procedures. Quick approval and flexible terms make it easy.
Definitely. You can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) for eligible dental treatments at Charm Dental. It’s a great way to save on care using pre-tax dollars. Contact us for more details.
Absolutely. For many procedures, we offer in-house installment plans so you can spread out your payments without delay in treatment. Just let us know you’re interested, and we’ll go over your options.
At Charm Dental Care, we offer flexible payment options and accept third-party financing like CareCredit and Cherry so you can receive the treatment you need right away and pay over time.
Yes, we do. Charm Dental Care offers dental payment plans and works with trusted financing partners to make dental care affordable for everyone. Whether you’re planning for braces, implants, or an emergency procedure, we can help you create a payment plan that fits your budget.
If you’re experiencing tooth pain but don’t have insurance, we’ve got you covered. Charm Dental Care provides affordable self-pay rate, memership plans and special dental offers, and we’ll work with you to find the most cost-effective treatment plan.
Your oral health shouldn’t be put on hold due to financial concerns. At Charm Dental Care, we offer affordable pricing, discounted plans for uninsured patients, and special dental offers so you don’t have to compromise on dental care. We encourage you to speak with our team—we’ll do our best to work within your budget.